Withdrawal of Ratings
Withdrawal of Ratings What is withdrawal of ratings? Reasons why a CRA may withdraw rating Regulatory obligation for withdrawal of ratings When CRAs can Withdraw Ratings? What does it mean for business?
Credit Rating Process
Brief About Rating Process Preface of Credit Rating Process Main Parts of the Credit Rating Process Credit Rating Process Illustration Credit Rating Request Rating Agreement Analyst Team Assignment Public Information Assessment Internal Information Assessment Management / Board / Stakeholder Interaction In Depth Analysis Draft Reporting Rating Committee Ratings Acceptance What […]
Credit Risk Assessment Framework
What is Credit Risk Assessment? What is being rated, a debt Instrument or an organization? The credit risk assessment is the process through which a rating agency analyzes the relative probability of default of various debt instruments of an organization. An important distinction here is that the rating is assigned […]
ECLGS 2.0 – Emergency Credit Line Guarantee Scheme
What is ECLGS? What is ECLGS 1.0 & ECLGS 2.0? Eligibility of ECLGS: Terms: Example on Eligibility: Borrower Overall Outstanding of the Borrower across MLIs (INR Crore) Overall Outstanding of the Borrower with MLI (INR Crore) DPD of borrower as on 29th Feb 2020(Days) Turnover as per latest available financials […]
One Time Restructuring (OTR) and It’s Impacts
Why restructuring is required? Opportunity of One Time Restructuring, understanding it in depth: Who is eligible of One Time Restructuring? SEBI’s stand on OTR: Some Drawbacks: Rating Agency’s Approaches of Default Recognition: Conclusion Deadlines Are Close:
Not happy with current credit rating with your organization? – Can it be changed? – A Case study
Common QuestionI’m not happy with credit rating assigned to my organization? Can Court can interfere in the rating opinion given by rating agencies?The answer is NO Madras High Court has given a breather to credit rating agency as the court has dismissed a petition filed by a public trust (Mahasemam […]
How having a sound repayment track record has become a critical factor in credit ratings process in recent times??
SEBI Guidelines for Credit Rating Agencies What is the way forward if the entity’s bank account conduct is not up to the mark or the entity’s credit rating is downgraded…???